To purchase the condo that I have my eye on, I need a loan. To get the loan, I need to earn the confidence of a lender. This lender knows me only by my financial history and what legal documents I provide them with - they have only what's written on paper to judge me by. As you can imagine, there's no wiggle room when it comes down to asking for one hundred forty thousand dollars. Saying that 'you're good for it' just won't do.
So, today I was told that I need to provide a copy of each check that I wrote to pay rent with for the past twelve months. What this is for is to establish that I have a history of being responsible with such payments.
Well, I never thought that these checks would be seen by anyone other than my roommate and the bank teller that he would hand these to. To make his life a little more interesting when going to the bank, I used the memo field on the checks liberally. Now the lender will see them too. Oy! Here's some of them...
Feb '03: Rent, Groceries, & Illegal Services
Aug '03: Lots of 'D' Batteries (and rent)
Feb '04: Rent & Man-Whoring
Yep, I'm your neighbor! But, I won't be moving in till, ohh, the first week of April.
Posted by: Bryan | March 25, 2004 at 10:06 PM
are you my neighbor now then? it'd be nice to know if i should expect to possibly run into you.
Posted by: april | March 03, 2004 at 10:18 PM